Dreaming of a retirement with ocean breezes and a manageable cost of living? A new study from FinanceBuzz suggests that dream may be more achievable than many people think — at least in Florida.

The personal finance research outlet identified seven Florida beach towns where retirees could potentially cover their expenses on $1,650 a month or less. The analysis factored in affordable rents alongside other coastal lifestyle considerations.

Florida has long attracted retirees drawn by its warm climate, lack of a state income tax, and miles of coastline. But rising housing costs in popular destinations like Miami and Naples have pushed budget-conscious retirees to look beyond the usual suspects.

The findings suggest that smaller, lesser-known coastal communities still offer genuine value for those looking to make a fixed income work without sacrificing proximity to the water.

This research was conducted and published by FinanceBuzz.